605Mortgage I Sioux Falls I South Dakota
Family Owned & Operated
At 605Mortgage, we’re a trusted, local mortgage broker based in Sioux Falls, South Dakota, proudly helping families, first-time homebuyers, and real estate investors navigate the home loan process with confidence. Powered by Nexa Mortgage, the nation’s largest mortgage brokerage, we combine national resources with the personalized care of a South Dakota-based mortgage team.
We believe your mortgage should be built around your life — not the other way around. That’s why we prioritize honest guidance, clear communication, and tailored loan solutions, whether you’re buying your first home, upgrading, refinancing, or investing in property.
With a deep understanding of FHA, VA, Conventional, and Non-QM loan options, we’re here to make the process simple and stress-free — from pre-approval to closing day.
When you work with 605Mortgage, you’re not just getting a competitive home loan — you’re gaining a dedicated partner who truly cares about your future.
📍 Serving all of South Dakota, including Sioux Falls, Harrisburg, Brandon, Tea, and beyond.
Zachaeus Shaw – Founder of 605Mortgage
With a passion for helping families achieve their dreams of homeownership, Zachaeus Shaw brings a powerful blend of expertise, heart, and hands-on guidance to the mortgage world. As the founder of 605Mortgage, a locally rooted mortgage brokerage powered by Nexa Mortgage, Zachaeus leads with one mission: to make the home loan process simple, transparent, and personalized for every client.
Backed by years of experience in the mortgage and financial industry, Zachaeus has become a trusted mortgage advisor in Sioux Falls and across South Dakota, known for his integrity, clear communication, and unwavering commitment to client success. Whether you’re a first-time homebuyer, a veteran exploring VA loan benefits, or a family looking to refinance, he meets you where you’re at — and walks with you every step of the way.
More than just numbers and paperwork, Zachaeus sees homeownership as a way to help families thrive for generations. That mindset, along with his love for faith, family, and community, is what truly sets 605Mortgage apart.
“At 605Mortgage, I’m not just helping you secure a loan — I’m helping you secure a future.”
— Zachaeus Shaw
Jena Shaw - Director of Client Experience and Operations
At 605Mortgage, Jena Shaw is the heartbeat behind the scenes — ensuring every client feels valued, supported, and cared for throughout their homeownership journey. As the Director of Client Experience and Operations, Jena combines warmth, precision, and intentionality to deliver a seamless, relationship-driven experience from first contact to well beyond closing day.
With a deep commitment to building lasting relationships, Jena leads our client outreach efforts with thoughtfulness and heart. From timely check-ins to meaningful closing gifts, she ensures that each client feels seen, appreciated, and part of the 605Mortgage family.
Her impact goes far beyond client care — Jena is also the force that keeps our operations running smoothly. She manages internal systems, coordinates team processes, and handles the behind-the-scenes details that allow us to deliver on our promises with excellence and consistency.
A natural at creating welcoming environments, Jena’s gift lies in her attention to detail and her belief that both homes and businesses thrive when they’re built on genuine relationships. Her presence embodies the core values of 605Mortgage: integrity, care, and commitment to community.
Our Purpose, Our Why
Behind every loan we secure is a family just like ours — dreaming, building, and working toward a better future. As a husband and father, I understand the deep importance of having a place to call home. It’s not just about four walls and a roof — it’s about creating a space where life happens, memories are made, and legacies are built.
That belief is at the core of everything we do at 605Mortgage. We’re not just here to close loans — we’re here to help people build a life. Whether you’re a first-time homebuyer, a growing family, or someone looking for a fresh start, we see you. And we’re committed to walking with you, every step of the way.
For us, this isn’t just business — it’s deeply personal.
“The decisions we make today lay the foundation for the life we build tomorrow — not just for ourselves, but for our children and the generations to come.”
— Zachaeus Shaw, Founder of 605Mortgage